http://www.floridabankruptcylawyerblog.com/ Published by The Dellutri Law Group, P.A. en-us 2010-07-26T09:32:56-05:00 http://www.floridabankruptcylawyerblog.com/2010/07/should_i_sign_a_reaffirmation_2.html In Part 1 of this article, I discussed the reasons you should NOT reaffirm a mortgage loan. The decision of whether or not to reaffirm a vehicle loan is more complex. While it is very rarely ever in anyone’s best... Holly 2010-07-26T09:32:56-05:00 http://www.floridabankruptcylawyerblog.com/2010/07/the_new_debtors_prisons_how_de.html I wrote a blog last year entitled “New Check Fraud from Cash Advance Scam.” The basics of the scam are: A debt collector will identify themselves as an investigator investigating the debtors for check fraud arising from a payday loan.... David Fineman 2010-07-21T11:06:02-05:00 http://www.floridabankruptcylawyerblog.com/2010/07/should_i_sign_a_reaffirmation_1.html After filing a Chapter 7 bankruptcy, you or your attorney may receive what’s called a “reaffirmation agreement” from your mortgage lender, likely accompanied by a letter trying to convince you that you should sign it. What that letter is not... Holly 2010-07-21T07:39:12-05:00 http://www.floridabankruptcylawyerblog.com/2010/07/dont_withdraw_that_paycheck_an_1.html As a bankruptcy attorney in Southwest Florida, many times I see clients who think it is best to withdraw all their money from their bank accounts before filing. This is an incorrect assumption for a couple reasons: (1) any amounts... David Fineman 2010-07-07T08:52:19-05:00 http://www.floridabankruptcylawyerblog.com/2010/07/consumer_bankruptcies_filings.html Consumer bankruptcy filings are up approximately 14% since the same time last year. The causes of the filings are obviously the recession, unemployment and the housing crisis (the Big Three). In South West Florida, we know the big three all... Carmen Dellutri 2010-07-06T07:44:36-05:00 http://www.floridabankruptcylawyerblog.com/2010/06/are_we_heading_into_a_double_d.html Are we in Southwest Florida heading into a "Double Dip Recession" ? If you are an avid reader of this blog, and I know there are many of you because of the feedback I receive, you know that I believe... Consumer Protection Carmen Dellutri 2010-06-29T16:39:08-05:00 http://www.floridabankruptcylawyerblog.com/2010/06/can_i_save_money_during_bankru_1.html As a consumer bankruptcy attorney, I am often asked: Can I save any money during my bankruptcy? Well, if you filed a Chapter 7 case, this really isn't an issue. If you filed a Chapter 13 plan of reorganization, you... Jeremy 2010-06-29T07:55:03-05:00 http://www.floridabankruptcylawyerblog.com/2010/06/fannie_mae_will_pursue_deficie.html Well, according to a recent ABA Journal article, it appears Fannie Mae is going to pursue deficiency judgments against borrowers who walk away from loan obligations without good reason. A deficiency judgment is a judgment following a foreclosure sale for... David Fineman 2010-06-25T07:40:11-05:00 http://www.floridabankruptcylawyerblog.com/2010/03/carmen_dellutri_on_american_ba_1.html On Wednesday, March 24, 2010, Carmen Dellutri was asked to sit on a panel put together by the American Bankruptcy Institute with several bankruptcy experts and discuss the Supreme Court's Espinosa opinion. The Espinosa case dealt with the discharge of... Carmen Dellutri 2010-03-26T07:47:04-05:00 http://www.floridabankruptcylawyerblog.com/2010/03/cosigning_your_way_to_a_1009c_1.html Practicing Consumer Bankruptcy Law is very interesting work. Usually, I get to tell bankruptcy clients good news. Sometimes, I have to deliver bad news about their bankruptcy cases. In a recent case, a young man purchased his first home several... Carmen Dellutri 2010-03-13T06:42:00-05:00