Florida Bankruptcy Lawyer Blog

The month of May has changed the way I think about politics. I used to be upset that nothing was being done to help the people living in Southwest Florida, now I am just ticked off. Foreclosure filings were up 48% over May of last year. This statistic proves several things: First nothing is being done on the Federal level to help the people of Southwest Florida keep their homes. Second, nothing is being done on the State level to help residents keep their homes. Third, where are the results that the mortgage companies promised when they argued not to change the bankruptcy laws. Where is Hope Now, President Bush's coalition of mortgage companies dedicated to helping people save their homes.

Continue reading "May 2008 Sees Foreclosures Surge 48%" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Bankruptcy News , Bankruptcy Statistics , Consumer Protection , Economic Data , Foreclosure Defense , Mortgage Foreclosures

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Living in Southwest Florida is never dull. Now, despite having beautiful weather and beaches, we are dealing with real economic issues which will determine the future paths taken by resident and business owners in Southwest Florida. Many business owners are closing their doors because of cash flow. Residents are feeling the pinch at the pump and in the grocery stores. Many people are opting to stay at home for dinner, rather than drive and then pay for that luxury. Of course, it is not that bad yet, but I can see it coming on the horizon. When people cannot afford to fill up their gas tanks, how are they going to go out and eat. Naturally, the next logical question is: How can they pay mortgage payments on a home if they cannot afford to fill up their tanks.

Continue reading "Mortgage Modifications Are Still Not Working." »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Consumer Protection , Foreclosure Defense , Mortgage Foreclosures , Southwest Florida News

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Recently, an article was published by John Leland in the New York Times, American Album series about a local gentleman named B. Keith Councell, a fourth generation bee keeper. I applaud the writer, Mr. Leland, who submitted an excellent article on Mr. Councell, and his calling as the Southwest Florida Bee-man; however, there is also a subliminal message that is very troubling for those of us who live in Southwest Florida. The subliminal message is very simple, foreclosures are a huge problem for our community and that problem has to be dealt with now.

Continue reading "Are Bees Capitalizing On The Foreclosure Market?" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Foreclosure Defense , Mortgage Foreclosures , Southwest Florida News

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The best business in 2007 was the foreclosure business. Foreclosures were up 75% last year nationwide. Nationwide, at least 1% of all households were in some type of foreclosure. According to the 2007 United States Foreclosure Market Report, there were 2,203,295 mortgage foreclosures filed in the United States. Foreclosure mills (law firms that process foreclosures) and their attorneys were working overtime trying to keep up with the demand. Not many other businesses can say that their business was up 75% over the year before.

Continue reading "Nationwide Foreclosures Soar - 765 a day in Florida" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Foreclosure Defense , Mortgage Foreclosures , Southwest Florida News

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This post is published by Carmen Dellutri, Esq. Board Certified Consumer Bankruptcy Attorney.

You may recall that bankruptcy filings surged in 2005 prior to the bankruptcy laws being changed. As expected, 2006 was a relatively slow year in the bankruptcy world when it came to new filings; however, each and every bankruptcy attorney truly committed to his or her practice knew what was going to happen in the future.

Continue reading "Bankruptcy Filings Surged in 2007 And Will Continue in 2008 by Bankruptcy Attorney Carmen Dellutri" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Bankruptcy Statistics , Foreclosure Defense , Mortgage Foreclosures , Southwest Florida News

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According to a recent report by Foreclosure.com, Florida is at the top of the statistical ladder when it comes to foreclosure cases for the month of November. Obviously, this is not good news for the people of Southwest Florida. Unless you have been living under a rock for the past year, the economy down here is terrible, and it seems to be getting worse on a daily basis. I know the word recession is an unpopular term in the mainstream media, but I think we are in a recession and very close to a depression.

Continue reading "Bankruptcy And Florida: Foreclosures are Thru the Roof" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Foreclosure Defense , Mortgage Foreclosures , Southwest Florida News

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