Florida Bankruptcy Lawyer Blog

Ladies and Gentlemen:

Changes are coming to the Florida Bankruptcy Lawyer Blog whether you like it or not. It's time to kick the tires and light the fires and slap a new coat of paint on this puppy. We also might throw in some cool features like a new website and a new look for the Florida Injury and Accident Lawyer Blog as well.

So, keep your eyes peeled, and watch out for the new stuff. It may just hit you right between the eyes.

Continue reading "Changes, They Are A Coming" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Bankruptcy Crimes , Bankruptcy Myths , Bankruptcy News , Bankruptcy Statistics , Consumer Protection , Credit Card Industry , Credit Cards , Credit Report Errors , Debt Collection Cases of Interest , Debt Collection Law , Economic Data , Fair Credit Reporting Act , Fair Credit Reporting Act Cases of Interest , Fair Debt Collection , Foreclosure Defense , Fraud Alerts , Good News , Legislative Updates , Life After Bankruptcy , Mortgage Foreclosures , Southwest Florida News

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As a Consumer Bankruptcy Attorney, it seems as if a couple of questions are on everyone's mind. One of those questions is: After bankruptcy, how will I rent a car or secure a hotel room if I cannot keep any of my credit cards? My reply is simple: Use your debit card. People are often shocked that yes, they can use their debit cards for this purpose. Yesterday, my friend and colleague in Connecticut, Eugene Melchionne, wrote a blog for the Credit Law Network, titled "Using Debit Cards and ATM's Effectively". After reading Gene's article, it made me think of several reasons why people using debit cards need to be careful.

Continue reading "Debit Card Do's And Don'ts Part I" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Consumer Protection , Credit Card Industry , Credit Cards , Fair Credit Reporting Act , Life After Bankruptcy

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This post is submitted by Carmen Dellutri, Esq., Mr. Dellutri is a Board Certified Consumer Bankruptcy Attorney and founder of The Dellutri Law Group, P.A. and one of the founding members of the Bankruptcy Law Network, Credit Law Network, Mortgage Law Network and the Debt Law Network.

Unless you have been living under a rock for the last five years we have all seen or heard something identity theft. Hopefully, you have not been a victim of identity theft. If you have then you know what kind of horror story that follows. Although there has been quite a bit of information written about identity theft, many individuals haven't done enough about the problem.

Continue reading "Fraud Alerts: Are They Necessary?" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Consumer Protection , Fair Credit Reporting Act , Fair Credit Reporting Act Cases of Interest , Fraud Alerts

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The Fair Credit Reporting Act (FCRA) is a federal law which is supposed to regulate the credit reporting industry. The FCRA is supposed to keep control over users of reports and the furnishers of the information provided. For many Americans, their credit history can mean the difference between paying hundreds or thousands, or even hundreds of thousands of dollars in interest over their lives. In my opinion, the average American does not even know what is contained in their credit files until they apply for credit, and by then, it is probably too late to do any meaningful repair work.

Continue reading "Jury Awards $2.9 million for credit report violations" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Credit Report Errors , Fair Credit Reporting Act , Fair Credit Reporting Act Cases of Interest , Good News , Southwest Florida News

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