Florida Bankruptcy Lawyer Blog

Ladies and Gentlemen:

Changes are coming to the Florida Bankruptcy Lawyer Blog whether you like it or not. It's time to kick the tires and light the fires and slap a new coat of paint on this puppy. We also might throw in some cool features like a new website and a new look for the Florida Injury and Accident Lawyer Blog as well.

So, keep your eyes peeled, and watch out for the new stuff. It may just hit you right between the eyes.

Continue reading "Changes, They Are A Coming" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Bankruptcy Crimes , Bankruptcy Myths , Bankruptcy News , Bankruptcy Statistics , Consumer Protection , Credit Card Industry , Credit Cards , Credit Report Errors , Debt Collection Cases of Interest , Debt Collection Law , Economic Data , Fair Credit Reporting Act , Fair Credit Reporting Act Cases of Interest , Fair Debt Collection , Foreclosure Defense , Fraud Alerts , Good News , Legislative Updates , Life After Bankruptcy , Mortgage Foreclosures , Southwest Florida News

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Bankruptcy Courts are seeing many consumer issues along with the increasing bankruptcy dockets. Therefore, Bankruptcy Judges are naturally becoming more sophisticated on the issues surrounding consumers. Recently I argued a case against a debt collector and one of the issues was the creditors purchasing of discharged debts. Why would a creditor purchase debts which are discharged by a Federal Court Discharge Order? Theoretically, these debts are no longer collectible.

Continue reading "Creditor Claims Trading: What is next?" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Bankruptcy News , Bankruptcy Statistics , Consumer Protection , Debt Collection Law

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As a Consumer Bankruptcy Attorney, I see people on a daily basis who are considering filing for bankruptcy protection. One of the reasons they are seeking bankruptcy protection is to stop the abusive debt collection practices being employed by the debt collection industry. As this country goes deeper and deeper into a recession, with inflationary prices on gas, food and other commodities, more and more individuals will default on their debts. Recently, I wrote an article for the Credit Law Network about the debt collecter's stock becoming hot on Wall Street. The article made me sick.

Continue reading "Complaints Against Debt Collectors Are Rising" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Consumer Protection , Debt Collection Law , Fair Debt Collection

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This post is submitted by Carmen Dellutri, Esq. founder of the The Dellutri Law Group, P.A. Mr. Dellutri is a Board Certified Consumer Bankruptcy Attorney and is also one of the founding members of the Bankruptcy Law Network.

Normally, when a client goes to see a bankruptcy attorney for a bankruptcy consultation, it is usually the worst part of their day. Imagine what could be worse than walking into an attorney's office and putting all of your financial details on the table for discussion. Most people would rather be any other place in the world. Yesterday, I had the honor of sending a client a check for four (4) times the amount she paid me in attorney's fees for handling her bankruptcy case. That's right, the attorney sent the client a check. This happens all the time at the Dellutri Law Group, and the clients love it.

Continue reading "Discharge Violations Pay Off for Dellutri Law Group Clients" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Bankruptcy News , Consumer Protection , Credit Card Industry , Debt Collection Cases of Interest , Debt Collection Law , Good News

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The Fair Debt Collection Practices Act (FDCPA) is a federal statute which protects consumers from unscrupulous debt collectors. Despite that the FDCPA has been around for a long time, debt collectors violate the statute routinely. For violations, the FDCPA mandates statutory damages in the amount of $1,000.00 and actual damages, if any, and attorney's fees and costs. Recently, a Judge in Jackson County, Missouri ordered a debt collector named Merchant's Retail Credit Association (MRCA) to pay $854,389.00 in damages to Gilbert Maddux, Dolores Maddux and Jenni Maddux.

Continue reading "Debt Collector To Pay $854,389.00 In Damages" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Debt Collection Cases of Interest , Debt Collection Law , Fair Debt Collection , Good News

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As a Consumer Bankruptcy Attorney, I speak to potential bankruptcy clients on a daily basis. I also speak with past bankruptcy client who are experiencing problems with debts that were included in their bankruptcy cases. The post-discharge collection of discharged debts has become big business. I have written extensively on this topic for http://www.bankruptcylawnetwork.com before this blog came into existence.

Continue reading "Discharged Debt Is Big Business in Florida" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Debt Collection Cases of Interest , Debt Collection Law , Fair Debt Collection , Southwest Florida News

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As a Board Certified Consumer Bankruptcy Attorney, I meet with people considering filing for Bankruptcy each and every day. It seems that creditor harassment and bankruptcy go hand in hand. Today, I heard that a debt collector in Texas has agreed to pay $1,300,000.00 in damages in civil penalties to settle claims against it by the Federal Trade Commission. Isn't that fantastic. A debt collector is being harassed by the Federal Trade Commission.

Continue reading "Bankruptcy In Florida: Debt Collector Gets Harassed ap" »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Debt Collection Cases of Interest , Debt Collection Law , Fair Debt Collection

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