Florida Bankruptcy Lawyer Blog

The month of May has changed the way I think about politics. I used to be upset that nothing was being done to help the people living in Southwest Florida, now I am just ticked off. Foreclosure filings were up 48% over May of last year. This statistic proves several things: First nothing is being done on the Federal level to help the people of Southwest Florida keep their homes. Second, nothing is being done on the State level to help residents keep their homes. Third, where are the results that the mortgage companies promised when they argued not to change the bankruptcy laws. Where is Hope Now, President Bush's coalition of mortgage companies dedicated to helping people save their homes.

Continue reading " May 2008 Sees Foreclosures Surge 48% " »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Bankruptcy News , Bankruptcy Statistics , Consumer Protection , Economic Data , Foreclosure Defense , Mortgage Foreclosures

Bookmark:

Living in Southwest Florida is never dull. Now, despite having beautiful weather and beaches, we are dealing with real economic issues which will determine the future paths taken by resident and business owners in Southwest Florida. Many business owners are closing their doors because of cash flow. Residents are feeling the pinch at the pump and in the grocery stores. Many people are opting to stay at home for dinner, rather than drive and then pay for that luxury. Of course, it is not that bad yet, but I can see it coming on the horizon. When people cannot afford to fill up their gas tanks, how are they going to go out and eat. Naturally, the next logical question is: How can they pay mortgage payments on a home if they cannot afford to fill up their tanks.

Continue reading " Mortgage Modifications Are Still Not Working. " »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Consumer Protection , Foreclosure Defense , Mortgage Foreclosures , Southwest Florida News

Bookmark:

Bankruptcy Courts are seeing many consumer issues along with the increasing bankruptcy dockets. Therefore, Bankruptcy Judges are naturally becoming more sophisticated on the issues surrounding consumers. Recently I argued a case against a debt collector and one of the issues was the creditors purchasing of discharged debts. Why would a creditor purchase debts which are discharged by a Federal Court Discharge Order? Theoretically, these debts are no longer collectible.

Continue reading " Creditor Claims Trading: What is next? " »

Posted by Carmen Dellutri | Permalink | Email This Post

Posted In: Bankruptcy News , Bankruptcy Statistics , Consumer Protection , Debt Collection Law

Bookmark: