Florida Bankruptcy Lawyer Blog

As a Consumer Bankruptcy Attorney on the West Coast of Florida, I see many people deciding to file bankruptcy everyday, and these individuals make the tough choice of surrendering their homes in the bankruptcy process. As if bankruptcy alone isn't enough, these individuals are making another tough choice and walking away from their homes. For most, it is the best financial decision because they quite simply cannot afford the homes with the exotic mortgage that they were coaxed into using (that's the subject of another blog or blogs).

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As a Consumer Bankruptcy Attorney, I speak to potential bankruptcy clients on a daily basis. I also speak with past bankruptcy client who are experiencing problems with debts that were included in their bankruptcy cases. The post-discharge collection of discharged debts has become big business. I have written extensively on this topic for http://www.bankruptcylawnetwork.com before this blog came into existence.

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As we all know, the Bankruptcy Laws were dramatically changed by Congress in October of 2005. Congress changed the Bankruptcy Laws due to an unfounded belief that debtors were taking advantage of the Bankruptcy Laws and Bankruptcy Attorneys were making it too easy for people to file bankruptcy. As we now know, Congress was wrong. The change in the Bankruptcy Laws did not change the way people spend their money. The change in the Bankruptcy Laws only made it more expensive to file for Bankruptcy. Now both houses of Congress are considering bills which would put more power into the hands of the Bankruptcy Judges. Under this new legislation, Bankruptcy Judges would be allowed to re-write mortgages on primary residences.

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Southwest Florida Bankruptcy Judge, Alexander L. Paskay, has received the Lawrence P. King Award for Excellence in the field of Bankruptcy. The award was presented to Judge Paskay at the National Conference of Bankruptcy Judges, which took place in Orlando, Florida in October. The award was presented by the Commercial Law League of America. The award is presented to recognize a person who exemplifies scholarship, judicial administration, or legislative activity in the field of bankruptcy.

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As a Board Certified Consumer Bankruptcy Attorney, I meet with people considering filing for Bankruptcy each and every day. It seems that creditor harassment and bankruptcy go hand in hand. Today, I heard that a debt collector in Texas has agreed to pay $1,300,000.00 in damages in civil penalties to settle claims against it by the Federal Trade Commission. Isn't that fantastic. A debt collector is being harassed by the Federal Trade Commission.

Continue reading " Bankruptcy In Florida: Debt Collector Gets Harassed ap " »